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Advertiser Disclosure: DealAM.com may receive compensation from the credit card offers, bank offers & other financial & insurance services. This compensation could impact how, where, or in what order products appear on this site. DealAM.com does not include all credit card companies or all available finance offers.

-Balance over $25,000, APY 0.25%¹; Balance under $25,000, APY 0.10%¹
-Bank does not charge ATM fees. Get up to $30 in other bank’s ATM fees reimbursed per month.
-Debit card with EMV chip technology.
-Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple Pay.²
-Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app.
-24/7 account access online and mobile, plus an automated telephone system.
-Easily set travel alerts or stop/restrict use on your debit card.
-There are no fees to open your CIT Bank eChecking account.​

  • No monthly fees.
  • No overdraft fees.
  • No fees for us to mail a check for you.
  • No fees for online transfers.
  • No fees for incoming wire transfers.
Disclosures:

¹The Annual Percentage Yields (APY) and interest rates are effective as of September 23, 2025. Fees may reduce earnings. Checking APYs and interest rates are variable and may change at any time without prior notice, including after account opening. The minimum opening deposit for eChecking is $100. See Fee Schedule and Agreement for Personal Accounts for details.

To obtain the interest rate and APY disclosed, the minimum balance for the applicable balance tier must be maintained.

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From Our Partner: CIT Bank
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