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• Up to 1.25% APY
• Zero monthly maintenance fees
• Zero overdraft or NSF fees
• Zero minimum monthly balance reqs
• Unlimited domestic ATM fee reimbursements
• Online debit card management
• Simple, 3-step process for direct deposit
• Only $50 to open an account

• Citi® Accelerate Savings
• 2.00% Annual Percentage Yield
• Offer available in select markets only
• Member FDIC
• Minimum balance for APY: $1
• No monthly service fee with an average monthly balance of $500
• No limit on how much you can earn
• No min deposit

• NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable Double Cash Bonus.  
• Earn 1% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more!  
• No credit check or US credit history required and no SSN required for non US citizens.  
• Open a restricted account before you step foot in the U.S or have a U.S address.  
• Zero hidden fees—no annual fees, no additional ATM fees, no overdraft fees, no card replacement fees, and no minimum deposit.  
• Premium benefits like extended warranty where Sable will double the warranty for eligible items purchased with your Sable card, and satisfaction guarantee where Sable will cover most purchases if you become dissatisfied with a new product within 60 days of purchase, and much more!

• Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023. 
• Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening

• Global Banking

• No HSBC Fees

• Open a Fidelity® Youth Account for your teen, and we'll drop $50 into their account.
• Your teen will get a $50 reward once your teen downloads the Fidelity Mobile App and activates their account.1
• No monthly fees or account minimums.
• They can invest in stocks for as little as $1 with fractional shares.2
• Your teen can learn to save and spend smarter with their own debit card with no domestic ATM fees.3
• Teens can link their account to mobile payment apps like Venmo and PayPal.4
• Parents can set up alerts and monitor their teen's account activity online, and through statements, trade confirmations and debit card transactions.
• Dedicated Youth Learning Center to help jumpstart your teen's financial learning and build better money habits.

The Fidelity Youth Account can only be opened by a parent/guardian. Account eligbility limited to teens aged 13-17.

1Limited Time Offer. Terms Apply. Before opening a Fidelity Youth Account, you should carefully read the account agreement and ensure that you fully understand your responsibilities to monitor and supervise your teen’s activity in the account.

2Fractional share quantities can be entered out to 3 decimal places (.001) as long as the value of the order is at least $0.01. Dollar-based trades can be entered out to 2 decimal places (e.g. $250.00).

3Your Youth Account will automatically be reimbursed for all ATM fees charged by other institutions while using the Fidelity® Debit Card at any ATM displaying the Visa®, Plus®, or Star® logos. The reimbursement will be credited to the account the same day the ATM fee is debited. Please note, for foreign transactions, there may be a 1% fee included in the amount charged to your account.

4Venmo is a service of PayPal, Inc. Fidelity Investments and PayPal are independent entities and are not legally affiliated. Use a Venmo or PayPal account may be subject to their terms and conditions, including age requirements.

• Citigold® Checking Account – Earn up to $2,000 cash bonus with required activities
• Earn up to $2,000 cash bonus. Open a new eligible Citigold® checking account w/ required activities.
• Earn a cash bonus when you open an checking account and complete required activities.
• No Citi fees at non-Citi ATMs

• Citi Priority Checking Account – Earn up to $2,000 cash bonus with required activities
• Earn up to $2,000 cash bonus. Open a new eligible Citi Priority account w/ required activities.
• Earn a cash bonus when you open an account and complete required activities.
• No Citi fees at non-Citi ATMs
• $30,000 minimum balance to avoid monthly fees

• Earn up to 1.81% APY*.
• It is specifically designed for maximizing large balances of $10,000 and above
• The minimum deposit to open a UFB Direct High Yield Savings Account is only $100.
• This account features access to all of our free online banking tools, all with no monthly maintenance fees.
• FDIC insured to the maximum allowable limit.
• Must be a U.S. citizen or Resident Alien to apply.

• Earn up to 1.81% APY*.
• No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
• Enjoy the security and earning potential of a savings account while maintaining the flexibility to write checks. Free limited check writing privileges.
• Minimum opening deposit of $5,000.00.
• Access your funds 24/7 with easy-to-use digital banking tools.
• Enjoy peace of mind with FDIC insurance up to the maximum allowable limit.
• Must be a U.S. citizen or Resident Alien to apply.

• New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
• Access to 16,000 Chase ATMs and more than 4,700 branches
• Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
• Open your account online now
• Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
• Chase Overdraft Assist℠ – no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won’t charge an Insufficient Funds Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
 

• New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying transactions. Open an account online or at any Chase branch.
• No minimum deposit to open an account and get started.
• No paper checks to track and no Chase fees on money orders or cashier's checks.
• Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
• Say goodbye to overdraft fees with a Chase debit card that helps you stay within your balance.
• Bank from virtually anywhere with access to 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
• Get more for your money. Secure Banking customers told us they save an average of $50 a month on fees after opening their account.
• Get reimbursed for unauthorized debit card transactions when reported promptly with Zero Liability Protection.

Chase 对待信用卡申请者制定的一系列苛刻的政策，让他们的UR点数越来越难撸。但是在关上一扇门的同时，Chase又打开了一扇窗。申请蓝宝石信用卡可获60,000点，申请蓝宝石checking又送60,000点！一共120,000 UR点！商务舱机票很容易就get~在长途飞机上坐卧铺，爽不爽？今天我们就来跟大家讲讲，UR点数为何值钱，以及两个产品有哪些不得不拿的理由~阅读全文>>  

对Chase比较熟悉，但还没有这套组合的筒子们，可以马上申请起来！3个月120,000点到手！

• 蓝宝石卡 CSP：开卡送$750现金（开卡前三个月消费$4000）马上申请>>
• 蓝宝石 Checking：开户送60,000点（开户后45天内存入$75000并保持90天，就可以获得60,000点数）马上开户>>

HSBC汇丰银行的最高级支票账户，最近给出了丰厚的奖励！今年由于政策调整，所以存款门槛比之前降低了不少：只要每月的 Direct Deposit 可以获取 3% 的返现，上限 $120 每月，总共可以获取 6 个月（第一个月从第一个 full calendar month 算），总共奖励上限是 $700。每月 DD $4000，可以拿满 $120。真的是躺着赚钱！纵观美国各大中小银行的开户奖励，这是性价比最高的了！而且和储蓄账户相连，还能再拿利息，也不影响支票账户的开户bonus！六个月下来大概可以拿到$900，全年可拿$1000！又省事，回报又高！但是这看似繁荣的奖励背后有没有坑呢？有坑的话又是否可以避免呢？阅读全文>> 

• 新用户 开 HSBC Premier支票账户并且完成任务就送$700，新用户 开 HSBC Advance 支票账户 并且完成任务就送$270，申请戳我>>

• 开户后，这些balance可以是Checking支票账户、Savings储蓄账户或某些投资账户的总和，不建议将 Checking里面的钱全部取出存到 Savings，建议在Checkings 里面每月还是留$100左右，否则会被关掉支票账户。现Saving账户储蓄利率高达1.60%！申请Savings储蓄账户戳我>>

• 由于存款门槛降低，Balance 现在更改为需要保持至少6个月。

• 完成任务后八周后会自动获得奖励

西南航空（Southwest Airlines 代码：WN）一直是美帝人民喜闻乐见的廉价航空公司~除了闻名于世一搜一大把机长空姐轮番讲段子，还有优秀的客服和给力的登机benefit。 现其旗下三张与大通发行的联名信用卡都给出【限时】送30,000里程+同行票的开卡奖！也就是说，非常轻松就可以达成2019年全年所有机票都买一送一！不限次数！机票买一送一！阅读全文>> 

手里有点闲钱，存CD定期存款，怕用起来不方便，存在checking账户里，几乎一分钱利息拿不到。有没两全其美的账户呢？当然是Savings活期储蓄呀！而且利息一点也不少呢！网上申请一个账户超easy！也不影响信用（只有Soft Pull）！真 · 睡梦里都在赚钱~阅读全文>>

在美帝生活，相信大家都对运通卡有所耳闻。美国运通卡不仅开卡奖、消费奖励给的很任性洒脱！而且独家Amex Offer也很给力，经常会出很多热门商家返现活动！特别是年末购物季，运通都会卯足了劲给大家撒钱！今天，就让丢哥为大家盘点下年度运通撒钱姿势大集合！阅读更多>>

相信很多筒子都有过这样的疑惑，返现卡好用是好用，可是各种类别，各种季度，这个2%，那个3%，记起来好麻烦！有没有不管买什么都能获得多于1%返现的卡呢？
银行早已替你想好了，这样的产品很多，我们今天就来历数一下，这些为不想浪费精力的“懒汉”们定做的卡片！同时，对于愿意研究信用卡的筒子来说，这些卡的可持有性也很高，可以把它们当做非热门类别消费的“备胎卡”。阅读全文>>
 

在美国申请信用卡、房贷、车贷等能否成功，关键在于你的Credit Report（信用记录）！美国三大信用局之一的Experian提供$1试用7天服务：免费最权威的信用分数和信用报告！7天后如果你继续使用该服务，需要支付$19.95月费。7天内你可以随时取消这个服务。利用这个服务查询自己的信用不会影响你的信用分数。点击这里$1查询信用报告>>

• 额外福利：免费保护、监测自己的信用，防止他人盗用，详情阅读全文>>

汽车保险费用永远涨！不比不知道，换家保险公司能省数百美元的保险费！
强烈建议到Esurance进行免费网上汽车保险比价！全美大多数保险公司在同一平台向你报价，平均节省28%的保险费用。

登录全美最大的汽车保险比价网站之一Esurance官方网站，填写汽车及个人信息，就可免费获得Esurance及其他各大保险公司针对你需求做出的报价，坐在家里就能货比三家，最划算的汽车保险唾手可得！整个过程只需几分钟！

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电视机刚过保修但突然罢工了怎么办？笔记本电脑突然不能充电了，怎么办？手机过了一年保修期，但不争气的坏了？蓝瘦香菇？但数码产品难免会有发生故障的一天，东西过了质保期该何去何从？花钱维修这种事难道会在丢哥这里发生？那你真的想太多，只要你身怀神卡，东西坏了照样可以免费保修！阅读全文>>