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Earn up to $450 when you open a new U.S. Bank Smartly^® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through January 28, 2026. Member FDIC. 

Earn up to $450 with a new Bank Smartly Checking account. 
Complete the following within 90 days of account opening:

• Enroll in online banking or the U.S. Bank Mobile App
• Make two or more direct deposit(s) totaling $2,000 - $4,999.99 to earn $250,  $5,000 - $7,999.99 to earn $350 or $8,000 or more to earn $450.

-Balance over $25,000, APY 0.25%¹; Balance under $25,000, APY 0.10%¹
-CIT Bank does not charge ATM fees. Get up to $30 in other bank's ATM fees reimbursed per month.
-Debit card with EMV chip technology.
-Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple Pay.²
-Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app.
-24/7 account access online and mobile, plus an automated telephone system.
-Easily set travel alerts or stop/restrict use on your debit card.
-There are no fees to open your CIT Bank eChecking account.​

• No monthly fees.
• No overdraft fees.
• No fees for us to mail a check for you.
• No fees for online transfers.
• No fees for incoming wire transfers.

• APY 3.25%(Multiplier Not Applicable)
• $1,000 minimum account opening
• Member FDIC
• The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
• A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
• Daily compounding interest to maximize your earning potential
• No Monthly Service fees
• No account opening fees

• Balance over $5,000: APY 3.75% with 9x Multiplier²
• Balance less than $5,000: APY 0.25%¹ (Multiplier Not Applicable)
• Tiered account
• $100 minimum account opening
• Member FDIC
• No Monthly Service fees
• No account opening fees

It's easy. The more you deposit, the more you can earn.

Discover all that Premier can do for you

- Send and receive money with Zelle^® right from our mobile app
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
- Enjoy peace of mind with unique travel benefits available through our credit cards
- Keep an eye out for new health and wellness services that will be introduced soon.

Here's how the offer works
Open a new HSBC Premier checking account by December 31, 2025. Add New Deposits to your Premier checking account, Premier Savings account and/or Premier Relationship Savings account by December 31, 2025, and maintain the New Deposits through March 31, 2026.

- Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999 
- Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+ 

Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App³ by December 31, 2025.

If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026. 

Great Features and Benefits of HSBC:

• Send and receive money with Zelle® right from our mobile app
• Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
• Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
• Enjoy peace of mind with unique travel benefits available through our credit cards
•  Keep an eye out for new health and wellness services that will be introduced soon.

• 3.35% APY: Earn high yields on your uninvested cash.
• FDIC-insured up to $4.75 million
• Unlimited transfers and withdrawls; Access your money when you need it.
• Multiple accounts: Open up to 5 accounts (4 individual, 1 joint) to organize your financial goals.
• Joint accounts: Earn toward shared goals with a loved one
• Instant transfers: Move money instantly across your M1 accounts
• Set your own rules: Smart Transfers automatically move funds between accounts based on rules you set
• No minimum balance: Earn a solid APY, regardless of how much is in your account

• ​Automated investing: You pick the investments. You set the targets. We'll do the rest. Build custom portfolios from over 6,000+ stocks, funds and ETFs.
• See your portfolio as a Pie, where each slice represents a holding or a collection of holdings.
• $0 commission fees on trading.
• Built-in Margin access to borrow up to 50% of your portfolio's value if you have $2,000+ invested at a flat rate of 5.90% no matter how much margin you take out to use for almost anything
• Dynamic rebalancing: With every deposit, M1 Pies automatically rebalance over time without selling to invest closer to your target allocations.
• Choose where your dividends go: Reinvest in the security it came from, invest in your entire portfolio, or transfer to a High-Yield Cash Account.
• Joint Brokerage Accounts: Invest toward shared goals with a spouse or partner.
• Fractional shares help you get closer to your allocation targets.

• Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money.
  • $700 when you fund with $250,000 or more
  • $325 when you fund with $100,000-$249,999
  • $150 when you fund with $25,000-$99,999
  • $50 when you fund with $5,000-$24,999
• Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account.
• $0 Online Commission trades
• Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA.
• Access our secure, easy-to-use trading experience online or through the Chase Mobile® app.
• Our powerful tools and resources are built to help you take control of your investments.