精选金融理财促销打折信息, 促销码 & 热卖明星产品

United℠ Explorer Card
商家:Chase
Advertiser Disclosure

  • Earn 60,000 Bonus Miles
  • $0 introductory annual fee for the first year, then $95
  • Earn 2 miles per $1 spent at restaurants and on hotel stays
  • Up to $100 Global Entry or TSA PreCheckTM Fee Credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your Card to purchase your ticket
  • Earn 2 miles per $1 spent on purchases from United, and 1 mile per $1 spent on all other purchases
  • Earn 2 miles per $1 spent at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash 

New United Club℠ Infinite Card
商家:Chase
Advertiser Disclosure

  • Earn 100,000 Bonus Miles.
  • Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry or TSA PreCheckTM Fee Credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Club Card. 

HSBC Premier Checking Account
商家:HSBC
Advertiser Disclosure

  • Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online by September 30, 2020; and
  • Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
  • Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
  • You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.

赚钱存钱两不误!全美最高利率1.01%空降储蓄市场!无月费!取款也免费~
商家:CIT Bank
Advertiser Disclosure

CIT Bank是美帝中小银行里,给利息最大方的银行了!CIT Bank 推出的 Savings Builder!6月再次将利率降低,但是目前还是市场上比较有竞争力的1.01%活期利率!与定期存款利率相同!对一个saving account而言,也不大需要实体的银行,直接网上操作转账就行了。

  • 隐藏奖励还在!现在开户前15天存入$25,000到$49,999,即可额外获得$150现金奖励;全年获得至少$600 额外利息收益;现在开户前15天存入至少$50,000,即可额外获得$300现金奖励;全年获得至少$1100额外利息收益。需要使用折扣码: Spring20。新老用户都可获得额外奖励!
当然,你肯定要有其他的checking做主力,可以处理一些其他的业务。只需满足以下两个条件:
  • 每月存入$100,或直接存入$25,000
  • 存入最低开户额$100
  • 使用区域:全美均能申请
  • 不会产生 Pull 信用报告
  • 转钱的话,可以通过其他银行checking account的transfer功能,或者通过cit银行存check。
Savings Builder账户还有其他福利:
  • FDIC安全保障
  • 无开户费
  • 无月费
  • 每月免费取款六次

Marriott Bonvoy Boundless™ Credit Card
商家:Chase
Advertiser Disclosure

  • Limited Time Offer! Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott BonvoyTM.
  • 2X Bonvoy points for every $1 spent on all other purchases.
  • Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
  • 15 Elite Night Credits each calendar year.
  • No foreign transaction fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.

WorldRemit: 往天朝汇钱!一个工作日到账!免手续费!
商家:WorldRemit
过期日:8/31/2020
Advertiser Disclosure

勤劳又孝顺的你,有没有需要给国内的亲朋好友打钱的时候呢?使用WorldRemit可以给全世界150个国家汇款,支持银联卡收款和给移动、联通、电信交话费,一个工作日就到账。 立即注册并开始汇款>>

  • 限时福利!无论金额多少,前三笔一律免手续费!需要使用折扣码:3FREE 三次之后打款,汇款超$2002美元,手续费只要1美分~(不到$2002额度的汇款,可能收取$4.99或$7.99手续费)一次最多可打人民币 ¥29999!汇率合理~。
  • 支持50多个国家的汇款和150多个国家的收款。手续费透明,只要输入汇款金额,系统马上就会告诉会被 Charge 多少,方便比价。
  • WorldRemit 目前支持“62”开头的银联卡和 Airtime,且仅能从美国往中国汇款。
本文部分内容来自“美国咕噜通”,原文:中美汇款方式大盘点,找到最适合你的那一种>>

折扣码: 3FREE
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eToro e投睿: Award-Winning Trading Platform‎
商家:eToro
Advertiser Disclosure

eToro (e投睿) 是目前全球领先的社群交易平台之一 平台上可以交易各种指数、商品、外汇、股票、ETF、虚拟货币等等的差价合约(CFD), 目前注册用户超过千万人,交易量在全球差价合约交易商中能排进前50大。在eToro平台上,可以复制优秀投资人的交易策略,再加上业内数一数二的介面,让他非常适合新手投资人。从2020年2月开始,eToro目前已将出金费用调整成5美金,比其他国外券商低上许多(如第一证券等国外券商的出金手续费为50美金)。很多小资金族面对无法将投资资金最大化的问题,eToro就可以解决,其最低$50即可买美股。 前往申请eToro帐户>>

几大优势:

  • 操作界面好上手:在众多的平台里,eToro很巧妙的把股票买卖化为简单的图象,只要输入你想买的标的,在点选买入、卖出即可完成交易。
  • 交易成本低:在eToro上交易股票与ETF不需要付出佣金,交易成本主要为买价与卖价的价差,约在0.09%左右,适合长期投资。以股票、ETF为例,在eToro买卖一次的投资成本是0.18%(0.09%*2),台股买卖一次的成本则为0.585%,eToro的交易成本只有台股的1/3。
  • 成立时间长,多张监管证照与机构投资人
  • 提供杠杆,资金运用更灵活:在eToro在买卖商品时,发现居然可以使用杠杆,在资金的使用上也更加灵活。不过要注意的是:虽然杠杆能放大盈利,但伴随的是随之放大的风险。 在eToro上,你可以看到其他投资人的成效,甚至免费复制他们的投资策略。另外,还能在平台上自由分享投资想法,就像是投资版的脸书一样,欢迎追踪小贾的eToro帐户,我会在上面定期分享ETF的投资策略。
​入金如果使用刷卡,建议使用海外现金回馈高的卡片:在存入资金(入金)时,可以选择银行电汇或信用卡刷卡等选项, 如果选择刷卡时,由于可能产生境外手续费, 建议选择无境外手续费的信用卡。前往申请eToro帐户>> 
  • 小编备注:所有交易均由风险,请谨慎投资

Marcus by Goldman Sachs Personal Loans
Advertiser Disclosure

Marcus is the online-only consumer banking and lending arm of investment bank Goldman Sachs. 

  • No Fees. Ever. We don't deduct a sign-up fee from your loan amount.
  • Loans from $3,500 to $40,000 and fixed rates from 6.99% to 19.99% APR. Only the most creditworthy applicants qualify for the lowest rates and largest loan amounts. Rates will generally be higher for longer term loans.
  • Tailored monthly payment options designed to fit your budget.
  • Marcus is backed by Goldman Sachs' 150 years of financial expertise.
  • No origination fee, prepayment fee, or late fee - You only pay interest for the additional days.
  • Discount when enrolled in Autopay.
See ​Marcus By Goldman Sachs® Offer Terms and Conditions>>

HSBC Advance Checking Account
商家:HSBC
Advertiser Disclosure

  • Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
  • Open your new HSBC Advance checking account online by September 30, 2020; and
  • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
  • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
  • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.

CareCredit® credit card
Advertiser Disclosure

  • Promotional financing available for 6 or 12 months on health, wellness and pet care purchases of $200+
  • Use your card for dental and vision care, cosmetic treatments, insurance deductibles, veterinary care and more at over 240K locations.
  • Join the over 11 million people who have CareCredit to pay for their health, wellness and beauty needs.
  • Feel prepared knowing you have a way to pay for you and your family's healthcare
  • Manage your account, view your eStatements, and use your digital card with the CareCredit Mobile App
  • Apply online and get an instant credit decision

Deserve Edu
商家:deserve
Advertiser Disclosure

An award winning college credit card for all students - both from the US and visiting from abroad. (For international students, an SSN is not required to apply.) ​Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental."​

  • Enjoy Amazon Student Prime Membership on us for a year, must be a student to qualify.
  • Earn 1% cash back on all purchases automatically.
  • No Social Security Number required for International Students and no credit history required.
  • No Annual Fee, No Foreign Transaction Fees, and No Late Fee on first late payment.
  • Cell Phone Protection up to $600 when you pay your cell phone bill with Deserve EDU Mastercard along with Mastercard Platinum Benefits
  • More Perks You Deserve: Mint Mobile: Three Months of Text + Talk! Use your Deserve Mastercard to sign up and pay for any Mint Mobile wireless plan and you'll get a $45 statement credit. Lemonade Insurance Rebate - Pay for 3 consecutive monthly insurance from Lemonade with your Deserve card and get a $10 statement credit. Feather Furniture Rental - Use your Deserve card to rent furniture from Feather and enter promo code DESERVE100 to get $100 off your first month's rental.
  • Start/Stop card use + stay current with your FICO score with the Deserve mobile app.
  • Start building credit responsibly and enjoy the perks of being a student
  • No Deposit Required.

Synchrony Car Care™ credit card
Advertiser Disclosure

  • 6 months promotional financing on purchases of $199 or more
  • No annual fee
  • $0 fraud liability
  • 24/7 secure online account access
  • Ability to request a credit limit increase
  • Use your Synchrony Car Care™ credit card for routine maintenance like gas and car washes, as well as larger automotive repairs and purchases on tires, brakes, windshields, transmissions, and more!
  • Pay for scheduled maintenance and unexpected repairs over time with 6 months promotional financing on purchases of $199 or more at over 500,000 locations.

You Invest℠ by J.P. Morgan
商家:Chase
Advertiser Disclosure

  • Enjoy up to $725 when you open and fund a new You Invest Trade account with $25,000 or more in new money. Find out how.
    Unlimited commission-free online stock, ETF, and options trades. Options contract and other fees may apply*
    $0 minimum to start.
    You Invest is an easy, smart and low-cost way to invest online.
    Choose an account that's right for you: Brokerage, Traditional IRA or Roth IRA.
    Easily manage your Chase banking and J.P. Morgan investments all in one place.
    Get tools and expertise to make smarter investment decisions. 
  • INVESTMENT PRODUCTS: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Amazon: 买$50 Amazon礼卡 送$15 Credit
商家:Amazon
过期日:5/31/2020

仅限从未购买过的用户!Amazon 上买$50 Amazon礼卡,送$15 credit。需要用折扣码20GIFTCARD,邮件发货。免运费。一般是那种从来没在amazon上买过礼卡的人,会有这种offer,你们可以试试。实在不行,就重新注册账号。这次amazon给的挺多的呢!免费试用Prime,不用凑单且2天到货。 ​​​​立即购买>>

折扣码: 20GIFTCARD
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HSBC汇丰钻石组合拳:开支票账户送$700,开储蓄账户赚1.6%利息!无月费!
商家:DealAm
Advertiser Disclosure

HSBC汇丰银行的最高级支票账户,最近给出了丰厚的奖励!今年由于政策调整,所以存款门槛比之前降低了不少:只要每月的 Direct Deposit 可以获取 3% 的返现,上限 $120 每月,总共可以获取 6 个月(第一个月从第一个 full calendar month 算),总共奖励上限是 $700。每月 DD $4000,可以拿满 $120。真的是躺着赚钱!纵观美国各大中小银行的开户奖励,这是性价比最高的了!而且和储蓄账户相连,还能再拿利息,也不影响支票账户的开户bonus!六个月下来大概可以拿到$900,全年可拿$1000!又省事,回报又高!但是这看似繁荣的奖励背后有没有坑呢?有坑的话又是否可以避免呢?阅读全文>> 

  • 新用户 开 HSBC Premier支票账户并且完成任务送$700新用户 开 HSBC Advance 支票账户 并且完成任务送$270申请戳我>>

  • 开户后,这些balance可以是Checking支票账户、Savings储蓄账户或某些投资账户的总和,不建议将 Checking里面的钱全部取出存到 Savings,建议在Checkings 里面每月还是留$100左右,否则会被关掉支票账户。现Saving账户储蓄利率高达1.60%!申请Savings储蓄账户戳我>>

  • 由于存款门槛降低,Balance 现在更改为需要保持至少6个月

  • 完成任务后八周后会自动获得奖励

4月1日不光无实体店要交消费税,加州人民的消费税也要涨啦!
商家:DealAm

前阵子加州税务管理局 CDTFA 宣布将从2019年4月1日起,要求只要是在加州境内销售额超过10万美元或订单量超过200笔的州外零售商,皆须征收"加州地区税 district use tax"。也就是说,只要是稍有规模的电商,都要在加州收消费税了。而 3月11日,加州税务管理局 CDTFA 又宣布,加州各个地区的消费税有不同幅度的调整,税率从现有的9.5%涨到10%至10.5%。其中,包括南加州部分华人区,如:Pasadena、Covina、La Puente、Pomona 等。阅读全文>>

开卡奖励哪家强?2019第一季度四大北美信用卡指南
商家:DealAm

美国信用卡市场一直是块肥肉,各家银行为了争夺更大份额打得火热,开卡就送钱已是司空见惯。而随着近几年的水涨船高,开卡奖励也不断提高,送个一两百根本就不算事儿。今天给大家推荐一下开卡奖励在$500以上最好的几张美国信用卡。

阅读全文>>

西南航空劲送30,000点+2019年同行票!
商家:DealAm
Advertiser Disclosure

西南航空(Southwest Airlines 代码:WN)一直是美帝人民喜闻乐见的廉价航空公司~除了闻名于世一搜一大把机长空姐轮番讲段子,还有优秀的客服和给力的登机benefit。 现其旗下三张与大通发行的联名信用卡都给出【限时】送30,000里程+同行票的开卡奖!也就是说,非常轻松就可以达成2019年全年所有机票都买一送一!不限次数!机票买一送一!阅读全文>> 

美帝赏樱全攻略
商家:DealAm

3月,即将迎来一年一度的樱花季。说起赏樱,人们的第一反应自然是日本,但是远隔重洋生活在水深火热中的美帝人民,难道除了望洋兴叹就没有别的办法了吗?别着急,小编这就教你在美帝照样可以看到落樱缤纷的美景。

"懒汉"也有春天——用一张卡获得高倍返利!把"备胎"扶正
商家:DealAm
Advertiser Disclosure


相信很多筒子都有过这样的疑惑,返现卡好用是好用,可是各种类别,各种季度,这个2%,那个3%,记起来好麻烦!有没有不管买什么都能获得多于1%返现的卡呢?
银行早已替你想好了,这样的产品很多,我们今天就来历数一下,这些为不想浪费精力的“懒汉”们定做的卡片!同时,对于愿意研究信用卡的筒子来说,这些卡的可持有性也很高,可以把它们当做非热门类别消费的“备胎卡”。阅读全文>>
 

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