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CIT 银行为您的顾客提供了一个仅限在线的银行，提供极具竞争力的高收益储蓄、货币市场、CD 和托管账户。该银行提供多种选择，旨在帮助您最大限度地提高个人财务状况。

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CIT Bank

Platinum Savings Account

Advertiser Disclosure

Advertiser Disclosure: DealAM.com may receive compensation from the credit card offers, bank offers & other financial & insurance services. This compensation could impact how, where, or in what order products appear on this site. DealAM.com does not include all credit card companies or all available finance offers.

Balance over $5,000: APY 4.10%* with 10x Multiplier²
Balance less than $5,000: APY 0.60%* (Multiplier Not Applicable)
Needs to use promo code to qualify: CITBoost
Boost lasts 6 months over standard APY
Tiered account
$100 minimum account opening
Member FDIC
No Monthly Service fees
No account opening fees

Disclosures:

¹Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. *APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.

²Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of February 17, 2026.

*This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria. Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate. The Promotion begins on February 13, 2026, and ends April 13, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions. The promotion can end at any time without notice.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.

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CIT Bank

13- Month CD

Advertiser Disclosure

APY 3.25%(Multiplier Not Applicable)
$1,000 minimum account opening
Member FDIC
The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
Daily compounding interest to maximize your earning potential
No Monthly Service fees
No account opening fees

Disclosures:

¹APY — Annual Percentage Yield is accurate as of January 9, 2026. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings. Upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY.
²Upon maturity, CDs are renewed for the same term automatically. The exception to this are the 13-Month CD and the 18-Month CD; upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY, and the 18-Month CD will be automatically renewed as a 2-Year Term CD at the then-published APY.

CIT General Disclosure:

For complete list of account details and fees, see the Personal Account disclosures.