- APY 3.35%(Multiplier Not Applicable)
- $1,000 minimum account opening
- Member FDIC
- The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
- A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
- Daily compounding interest to maximize your earning potential
- No Monthly Service fees
- No account opening fees
Disclosures:
¹APY — Annual Percentage Yield is accurate as of September 23, 2025. $1,000 minimum deposit is required to open the account. A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings. Upon maturity, the 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published APY.
CIT General Disclosure:
For complete list of account details and fees, see the
Personal Account disclosures.