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Key Smart Checking

Earn $300 after qualified activities until 12.11.26 with the no-monthly-maintenance-fee Key Smart Checking®.
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Advertiser Disclosure: DealAM.com may receive compensation from the credit card offers, bank offers & other financial & insurance services. This compensation could impact how, where, or in what order products appear on this site. DealAM.com does not include all credit card companies or all available finance offers.

  • Earn $300 after qualified activities until 12.11.26 with the no-monthly-maintenance-fee Key Smart Checking®.
  • Open a Key Smart Checking® account online by December 11, 2026.
  • Make the minimum opening deposit of $10 and a total of $2,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $300 cash bonus will be depoisted into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
  • Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits. 
  • You could get paid up to two days early with eligible direct deposits to a KeyBank account.
  • Use EasyUp® to build up savings or pay down debt without even thinking about it.
  • If your account's overdrawn by $20 or less at the end of the day, you won't see an overdraft fee from KeyBank.
  • Set custom account alerts so you can receive text or email updates about the account information that's important to you.
  • Deposit checks in the mobile app, pay bills, send money, lock/unlock cards and more.
  • Visit them at any of their convenient branches or 40,000+ KeyBank and Allpoint® ATMs nationwide. 
  • Enjoy chip security, Tap & Go technology and all benefits of Mastercard.
  • Link your checking account to an eligible credit or savings account to automatically cover overdrafts without a transfer fee.
  • Sign on to online or mobile banking to have your paychecks or other recurring payments automatically deposited to your Key account quickly and securely.

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