M1 High-Yield Cash Account
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  • 3.60% APY: Earn high yields on your uninvested cash. We can offer out affiliate partners a 0.50% promotion to their followers on the base APY
  • FDIC-insured up to $4.75 million
  • Unlimited transfers and withdrawls; Access your money when you need it.
  • Multiple accounts: Open up to 5 accounts (4 individual, 1 joint) to organize your financial goals.
  • Joint accounts: Earn toward shared goals with a loved one
  • Instant transfers: Move money instantly across your M1 accounts
  • Set your own rules: Smart Transfers automatically move funds between accounts based on rules you set
  • No minimum balance: Earn a solid APY, regardless of how much is in your account

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