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It's easy. The more you deposit, the more you can earn.

Discover all that Premier can do for you

- Send and receive money with Zelle^® right from our mobile app
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Manage your money safely, easily and fee-free around the world - from Global Money Transfers to multi-currency needs
- Enjoy peace of mind with unique travel benefits available through our credit cards
- Keep an eye out for new health and wellness services that will be introduced soon.

Here's how the offer works
Open a new HSBC Premier checking account by December 31, 2025. Add New Deposits to your Premier checking account, Premier Savings account and/or Premier Relationship Savings account by December 31, 2025, and maintain the New Deposits through March 31, 2026.

- Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
- Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999 
- Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+ 

Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App³ by December 31, 2025.

If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026. 

• Earn up to 4.51% APY on savings, and 0.51% APY on checking when you meet requirements.
• It's easy to earn the boosted rates for ONE Savings (4.51% APY) and ONE Checking (0.51% APY). Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance of $1,500 in your Axos ONE® Checking account.
• Get your money up to 2 days early. You’ve earned it, so start earning on it.
• No monthly maintenance, minimum balance, account opening, or overdraft fees.
• We've got you covered. Access expanded FDIC Insurance for up to $250 million.
• Access a network of over 95,000 fee-free ATMs.
• Manage all your bank accounts from one place in the Axos app.
• Link external accounts in the app to move your money seamlessly.

Earn up to $450 when you open a new U.S. Bank Smartly^® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through November 5, 2025. Member FDIC. 

Earn up to $450 with a new Bank Smartly Checking account. 
Complete the following within 90 days of account opening:

• Enroll in online banking or the U.S. Bank Mobile App
• Make two or more direct deposit(s) totaling $2,000 - $4,999.99 to earn $250,  $5,000 - $7,999.99 to earn $350 or $8,000 or more to earn $450.

• 3.60% APY: Earn high yields on your uninvested cash. We can offer out affiliate partners a 0.50% promotion to their followers on the base APY
• FDIC-insured up to $4.75 million
• Unlimited transfers and withdrawls; Access your money when you need it.
• Multiple accounts: Open up to 5 accounts (4 individual, 1 joint) to organize your financial goals.
• Joint accounts: Earn toward shared goals with a loved one
• Instant transfers: Move money instantly across your M1 accounts
• Set your own rules: Smart Transfers automatically move funds between accounts based on rules you set
• No minimum balance: Earn a solid APY, regardless of how much is in your account

• Balance over $5,000: APY 3.85% with 9x Multiplier²
• Balance less than $5,000: APY 0.25%¹ (Multiplier Not Applicable)
• Tiered account
• $100 minimum account opening
• Member FDIC
• No Monthly Service fees
• No account opening fees

• APY 3.35%(Multiplier Not Applicable)
• $1,000 minimum account opening
• Member FDIC
• The 13-Month CD will be automatically renewed as a 1-Year Term CD at the then-published 1-Year Term APY.
• A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
• Daily compounding interest to maximize your earning potential
• No Monthly Service fees
• No account opening fees

-Balance over $25,000, APY 0.25%¹; Balance under $25,000, APY 0.10%¹
-Bank does not charge ATM fees. Get up to $30 in other bank’s ATM fees reimbursed per month.
-Debit card with EMV chip technology.
-Transfer, pay and purchase via mobile with Zelle®, Bill Pay, Samsung Pay and Apple Pay.²
-Deposit checks and make unlimited withdrawal and disbursements with the CIT Bank mobile app.
-24/7 account access online and mobile, plus an automated telephone system.
-Easily set travel alerts or stop/restrict use on your debit card.
-There are no fees to open your CIT Bank eChecking account.​

• No monthly fees.
• No overdraft fees.
• No fees for us to mail a check for you.
• No fees for online transfers.
• No fees for incoming wire transfers.