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北美找丢网 - 北美信用卡精选推荐

DealAm.com Credit Card Team, last updated 03/25/2014

在美国申请信用卡,可以为你带来很多意想不到的福利,包括免费的回国机票,商品的额外保修,以及免费旅行保险等等。同时,合理的使用信用卡,还对我们的信用记录大有帮助,为以后贷款买房买车等打下坚实的基础。

在美国申请并使用信用卡,具体地说有以下好处:
  • 开卡奖励:信用卡的开卡奖励非常丰厚,有时足够兑换一张回国的里程机票;
  • 消费奖励:信用卡有1%-5%甚至比例更高的返现,兑换时常常带给你惊喜;
  • 信用卡福利:使用信用卡消费可享额外福利,包括无忧退货,延长保修期等;
  • 积累信用记录:合理使用并按时还款,可以建立良好的信用记录;
  • 买车买房利率优惠:良好的信用记录可以让你在贷款时拿到低利率,节省很多利息开支。


 
 


Advertiser Disclosure
Advertiser Disclosure: DealAM.com is an independent, advertising-supported web site. The card offers that appear on this site are from companies from which DealAM.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). DealAM.com does not include all card companies or all card offers available in the marketplace.

Featured Credit Cards (特别推荐信用卡)

The US Airways® Premier World MasterCard®
开卡任意消费就得40,000里程!可换2张美国境内往返机票!!
US Airways (全美航空)信用卡,开卡就送40,000奖励里程!可换2张美国境内往返机票!同时仅需60,000里程就可兑换中美往返机票!!虽然这张卡的开卡奖励不够,但是US Airways现在有里程买一赠一活动,3万以上里程买多少送多少,折合1.88cents/mile
  • 首次消费可获得40,000奖励里程
  • 最多4个同伴的第一件托运行李免费!
  • 送一张同行券,可为最多两个同伴购买机票仅需$99!
  • 里程不仅可以兑换US Airways机票,还可兑换American Airlines机票!
  • US Airways消费$1积2分
  • 其余所有消费$1积1分
  • 头等舱优先登机
  • 年费仅需$89
  • 申卡前搞清楚自己的信用分数,点这里免费查询信用分数>> 
关于US Airways
US Airways是美国最大的航空公司之一,每天有超过3200个航班连接全球超过200个目的地城市,包括美国境内各大城市。同时US Airways与American Airlines合并后,成为了航空联盟——寰宇一家(One World)成员,在兑换里程机票时可以享受更加丰富的选择和更高的自由度。这张信用卡的持卡人在兑换里程机票时还可享受节省5000里程积分的优 惠,使得奖励价值更高。
Bonus Spending Rewards Annual Fee
40,000 bonus miles up to 2 miles/$1 $89
Citi ThankYou® Premier Card
年度最热!50,000点开卡奖励,等值$500 Gift Card 或 $625机票价值
Advertiser Disclosure
Citibank, our partner, has Citi ThankYou® Premier Card that offers great rewards and benefits.
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening 
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember 
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment 
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels 
  • Earn 1 ThankYou Point per $1 spent on other purchases 
  • Points do not expire and earn unlimited Thank You Points 
  • Travel with ease and enjoy chip based technology
Bonus Spending Rewards Annual Fee
Earn up to 50,000 bonus ThankYou® Points. up to 3 points/$1 $125; fee waived for the first 12 months*
Citi® Double Cash Card
The only card that earns you cash back twice on every purchase
花旗重磅推出所有消费都赚2%返现的信用卡!交学费、房租、买保险的好帮手!唯一一张所有消费都赚2%返现的信用卡!需要的小伙伴抓住机会!
  • 开卡前15个月免息
  • 所有消费都可以拿到2%返现  
  • 消费时返还1%
  • 还款时再返另外1%
  • 无消费类别限制、无返现上限
  • 无年费
Bonus Spending Rewards Annual Fee
N/A 2% Cash Back on Every Purchase $0

Cash Rewards Credit Cards (现金奖励信用卡)

Discover it® Card
最多5%返现,无年费,优质客户服务
Discover正式推出全新的信用卡产品:Discover it® Card。与Discover曾经的主打信用卡Discover More相比,最新的Discover it® Card福利更多,客户服务更优秀,真正做到以用户为本:
  • 公平:无年费,无超额费,无境外消费手续费,无电话还款费用
  • 慷慨:周期性5%消费返现,2014年7月1日--9月30日,使用Discover信用卡在加油站消费有5%返现。
  • 周到:返现专员为您电话服务帮助您最大化您的消费返现
  • 人性化:所有客服人员均在美国本土24小时为客户服务
  • 安全:安全可靠的账户保障,无需为未授权的消费承担任何责任
  • 每月随账单给出FICO®信用分,让您实时掌握自己的信用情况
  • 14个月消费及Balance Transfer零利率
  • 申卡前搞清楚自己的信用分数,点这里免费查询信用分数>> 
 
在校学生想申请Discover It 信用卡,担心自己的信用分不够?
也可尝试申请难度相对低些的Discover It 学生版信用卡,同样是不同类别内消费可以拿5%返现,每个季度轮换不同的返现类别。其余消费1%返现!开卡只要任意消费,就可拿到$20奖励!终身无年费~
Bonus Spending Rewards Annual Fee
N/A up to 5% cashback $0
Citi ThankYou® Preferred Card –Earn 20,000 Bonus Points
20,000 Bonus ThankYou Points
Advertiser Disclosure
Citibank, our partner, offers Citi ThankYou® Preferred Rewards Card - Up to 20,000 points - redeem for $200 in gift cards or other great rewards.
  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months.  After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.* 
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases 
  • Points do not expire and earn unlimited Thank You Points
  • -Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Bonus Spending Rewards Annual Fee
20,000 Bonus ThankYou Points up to 2 points/$1 $0
Citi ThankYou® Premier Card
年度最热!50,000点开卡奖励,等值$500 Gift Card 或 $625机票价值
Advertiser Disclosure
Citibank, our partner, has Citi ThankYou® Premier Card that offers great rewards and benefits.
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening 
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember 
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment 
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels 
  • Earn 1 ThankYou Point per $1 spent on other purchases 
  • Points do not expire and earn unlimited Thank You Points 
  • Travel with ease and enjoy chip based technology
Bonus Spending Rewards Annual Fee
Earn up to 50,000 bonus ThankYou® Points. up to 3 points/$1 $125; fee waived for the first 12 months*
Citi® Double Cash Card
The only card that earns you cash back twice on every purchase
花旗重磅推出所有消费都赚2%返现的信用卡!交学费、房租、买保险的好帮手!唯一一张所有消费都赚2%返现的信用卡!需要的小伙伴抓住机会!
  • 开卡前15个月免息
  • 所有消费都可以拿到2%返现  
  • 消费时返还1%
  • 还款时再返另外1%
  • 无消费类别限制、无返现上限
  • 无年费
Bonus Spending Rewards Annual Fee
N/A 2% Cash Back on Every Purchase $0
Discover it® chrome
2% Cash Back on Restautants and Gas
Discover推出了全新Discover it® chrome信用卡:
  • 每个季度在餐厅、加油站消费总数的前1000美元可得2%返现——不需要注册。其他消费1%返现。
  • 开户前14个月免息,之后APR会根据信用历史变化,范围在10.99%至22.99%之间,欠额代偿每笔3%手续费。
  • 无年费、无超额费、第一次晚于due day还款不罚款、无境外消费手续费。
  • 每月随账单给出免费FICO信用分,让您随时掌握自己的信用情况。
  • 美国客服24/为您服务
Bonus Spending Rewards Annual Fee
N/A 2% Cash Back on Restautants and Gas $0
Priceline Rewards™ Visa® Card
Priceline.com消费5%返现,所有其它消费1%,开户$100奖励!
Barclaycard 与Priceline合作发行的这张信用卡无疑是热爱旅行,喜欢使用Priceline的用户的最佳选择!所有Priceline.com都有5%积分奖励,其他所有消费1%奖励,开户还有$100奖励,无年费。

另外,如果你不喜欢这张卡的大叔卡面设计,还有另一种深蓝色卡面供你选择!
  • 首次消费5,000奖励积分,价值$50;90天内消费满$1000,再送5,000奖励积分,价值$50
  • Priceline.com消费5倍积分
  • 其他所有消费1倍积分
  • 积分可用来兑换Statement Credit,相当于所有消费1%返现
  • 无积分奖励上限
  • 无年费
  • 申卡前要清楚自己的信用分数,点击免费查询自己的信用分数>> 
Bonus Spending Rewards Annual Fee
up to 10,000 bonus points Earn 5X points $0
The NFL Extra Points Credit Card
NFL球迷不可错过,快申请一张你支持球队的信用卡!
NFL职业橄榄球大联盟信用卡,可自由选择支持的队伍作为卡面设计。现在申卡还有10,000积分开卡奖励!
  • 开卡90天内消费满$500送10,000积分,可兑换$100 Statement Credit
  • 无年费
  • NFL相关消费$1可获2积分
  • 其余消费$1可获1积分
  • 积分无上限、不过期
  • 可兑换橄榄球相关奖励
  • 在NFLShop.com消费可享8折优惠
  • 申卡前搞清楚自己的信用分数,点这里免费查询信用分数>> 
请从以下选择您最心仪的球队信用卡申请:
Bonus Spending Rewards Annual Fee
10,000 bonus points up to 2 points/$1 $0

Travel Credit Cards (旅行积分信用卡)

Barclaycard Arrival PlusTM World Elite MasterCard®
40,000里程开卡奖励,等值$400!所有消费2%返现!
Barclay旅行信用卡,是英国巴克莱银行针对美国市场发行的主打旅行信用卡,开卡有40,000奖励积分,所有消费都有2%返现,是唯一一张既有丰厚开卡奖励,又有所有消费2%返现这一特点的信用卡,非常值得申请!
  • 开卡90天内消费满$3,000可获40,000奖励里程积分,价值$400!
  • 所有消费每$1可获2个里程积分
  • 无奖励上限、不过期
  • 芯片卡在美国境外消费更容易
  • 将里程积分兑换成旅行消费,还有10%里程奖励返还(例如:兑换25,000里程积分至旅行消费,可再得2,500里程)
  • 里程积分可轻松兑换成任何旅行消费的全部或部分还款
  • 无境外消费手续费
  • 送免费FICO信用分
申卡前搞清楚自己的信用分数,点这里免费查询信用分数>> 

【关于Barclaycard】
Barclaycard是英国巴克莱集团的信用卡公司。该集团是世界上历史最为悠久的金融机构之一,有超过300年的金融服务经验,在全球范围内都享有盛誉。这张Barclaycard返现信用卡由Barclaycard美国公司发行,以Barclaycard进入美国市场的主力信用卡形象出现在广大用户面前,具有很强的吸引力。
Bonus Spending Rewards Annual Fee
40,000 bonus miles 2 miles /$1 on everything $89 - Waived first year
Barclaycard ArrivalTM World MasterCard®
无年费,20,000里程开卡奖励,餐饮旅行消费2%返现!
Barclay旅行信用卡,是英国巴克莱银行针对美国市场发行的主打旅行信用卡,开卡送20,000奖励积分,餐饮、旅行消费2%返现,推荐给喜欢旅行的朋友们!
  • 开卡90天内消费满$1,000可获20,000开卡奖励里程,价值$200
  • 开卡12个月内消费零利率
  • 旅行、餐饮消费可获2倍里程奖励
  • 其余所有消费$1可获里程
  • 无里程积分上限、无境外消费手续费
  • 10%里程兑换返还
  • 里程可直接兑换为任何旅行消费还款
  • 免费获知FICO® 信用分
申卡前搞清楚自己的信用分数,点这里免费查询信用分数>>
Bonus Spending Rewards Annual Fee
20,000 Bonus Miles 2 miles/ $1 on dining and travel $0

Airline Credit Cards (航空里程信用卡)

The US Airways® Premier World MasterCard®
开卡任意消费就得40,000里程!可换2张美国境内往返机票!!
US Airways (全美航空)信用卡,开卡就送40,000奖励里程!可换2张美国境内往返机票!同时仅需60,000里程就可兑换中美往返机票!!虽然这张卡的开卡奖励不够,但是US Airways现在有里程买一赠一活动,3万以上里程买多少送多少,折合1.88cents/mile
  • 首次消费可获得40,000奖励里程
  • 最多4个同伴的第一件托运行李免费!
  • 送一张同行券,可为最多两个同伴购买机票仅需$99!
  • 里程不仅可以兑换US Airways机票,还可兑换American Airlines机票!
  • US Airways消费$1积2分
  • 其余所有消费$1积1分
  • 头等舱优先登机
  • 年费仅需$89
  • 申卡前搞清楚自己的信用分数,点这里免费查询信用分数>> 
关于US Airways
US Airways是美国最大的航空公司之一,每天有超过3200个航班连接全球超过200个目的地城市,包括美国境内各大城市。同时US Airways与American Airlines合并后,成为了航空联盟——寰宇一家(One World)成员,在兑换里程机票时可以享受更加丰富的选择和更高的自由度。这张信用卡的持卡人在兑换里程机票时还可享受节省5000里程积分的优 惠,使得奖励价值更高。
Bonus Spending Rewards Annual Fee
40,000 bonus miles up to 2 miles/$1 $89
Citi® Platinum Select® / AAdvantage® World MasterCard®
30,000 miles and 2 Admirals Club® Passes
Advertiser Disclosure
Citibank, our partner, has Citi® Platinum Select® / AAdvantage® World MasterCard®. No annual fee for the first year, then $95.
  • Earn 30,000 American Airlines AAdvantage® bonus miles  and 2 Admirals Club® Passes  after making $1,000 in purchases within the first 3 months of cardmembership.*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*
Bonus Spending Rewards Annual Fee
30,000 miles and 2 Admirals Club® Passes up to 2 miles/$1 $95, waived for the first 12 months

Hotel Credit Cards (酒店积分信用卡)

Citi® Hilton™ HHonors Visa Signature® Card
开卡送40,000点!可换5晚酒店住宿!
Advertiser Disclosure
我们的合作伙伴花旗银行(Citibank)与希尔顿酒店(Hilton)联名信用卡开卡送40,000点!5,000点就可换希尔顿 Category 1 酒店一晚!10,000点可换Category 2 酒店一晚,连住四晚再送一晚!开卡所赠50,000点可换最多6晚Category 2 希尔顿酒店!(全美有101家Category 2 希尔顿酒店!)
  • 开卡4个月内消费满1000刀,赠送40,000 希尔顿点数
  • 申卡成功即成为希尔顿银卡会员!享受连住4晚送第5晚的优惠!
  • 在希尔顿旗下酒店消费6倍攒点
  • 在超市、药店、加油站消费3倍攒点
  • 其他消费2倍攒点
  • 可享希尔顿酒店延迟退房、配偶免费住宿等礼遇
  • 住宿同时可积累多倍酒店积分,换取航空里程
  • 无年费!
申卡前搞清楚自己的信用分数,点这里免费查询信用分数>> 

希尔顿(Hilton)国际酒店集团是世界上最大、最声名显赫的连锁酒店之一。旗下有10个连锁酒店品牌,分别是:
  • Hilton Hotels & Resorts (希尔顿酒店及度假村)
  • Conrad Hotels & Resorts (康莱德[港丽]酒店及度假村)
  • DoubleTree by Hilton (希尔顿逸林[双树]酒店及度假村)
  • Waldorf Astoria Hotels & Resorts (华尔道夫酒店及度假村)
  • Hilton Garden Inn (希尔顿花园酒店)
  • Embassy Suites Hotels (希尔顿合博[大使]套房酒店)
  • Hilton Grand Vacations (希尔顿分时度假俱乐部)
  • Homewood Suites by Hilton (希尔顿惠庭套房酒店)
  • Home2 Suites by Hilton (希尔顿欣庭套房酒店)
  • Hampton by Hilton (希尔顿恒庭酒店)
Bonus Spending Rewards Annual Fee
40,000 Hilton HHonors Bonus Points Up to 6 points per $1 $0
Citi® Hilton HHonorsTM Reserve Card
开卡送两晚豪华酒店周末住宿!
Advertiser Disclosure
我们的合作伙伴花旗银行(Citibank)与希尔顿酒店(Hilton)联名信用卡开卡送2晚周末奢华酒店!用好了,价值轻松上千!
  • 开卡四个月内消费2,500刀就可免费住两晚Hilton周末高级酒店!
  • 在Hilton旗下酒店消费$1积10点
  • 机票、租车消费$1积5点
  • 其他消费$1积3点
  • 得卡即为终身金卡会员,享受多重福利
  • 无境外消费手续费
  • 芯片卡助您轻松环游世界
Bonus Spending Rewards Annual Fee
See issuer website See issuer website $95

Business Credit Cards (商业信用卡)

CitiBusiness ThankYou® Card
15,000 ThankYou Points, Up to 3 points per $1
Advertiser Disclosure
Citibank ,our partner, has CitiBusiness ThankYou® Card that offers great benefits:
  • Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership – redeemable for $150 in gift cards.
  • 0% introductory APR on purchases for 6 months. After that, 13.24% variable* 
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories*
  • Points do not expire and there is no cap to the ThankYou points you can earn.
  • Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
  • No Annual Fee* 
Bonus Spending Rewards Annual Fee
15,000 ThankYou Points Up to 3 points per $1 $0
CitiBusiness®/ AAdvantage® World MasterCard®
30,000 Bonus Miles
Advertiser Disclosure
Citibank, our partner, has the CitiBusiness®/ AAdvantage® World MasterCard® that offers  great benefits for travelers:
  • Designed for businesses with an established credit history
  • Earn 30,000 American Airline AAdvantage® bonus miles and two Admiral’s Club® lounge One-Day Passes after making $1,000 in purchases in the first 3 months of cardmembership*
  • Get the first checked bag free for you and up to 4 traveling companions*  
  • Enjoy Group 1 Boarding*     
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, including US Airways codeshare flights booked through American Airlines.* 
  • Earn 2 AAdvantage® miles for every $1 spent on purchases at certain office supply, telecommunications and car rental merchants. Earn 1 AAdvantage® mile per $1 spent on other purchases.
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*    
Bonus Spending Rewards Annual Fee
30,000 bonus miles up to 2 miles/$1 $95, waived for the first 12 months*

Student Credit Cards (学生信用卡)

Discover it® for Students with $20 Cashback Bonus
学生信用卡易申请,$20开卡奖励,最高5%返现!
最热门学生返现信用卡!适合刚拿到SSN,信用历史尚为起步期的学生申请。给予在校学生多重优惠!
  • 公平:无年费,无超额费,无境外消费手续费,无电话还款费用
  • 慷慨:7-9月前$1500加油站消费可获5%返现(需注册),其余消费1%返现
  • 人性化:所有客服人员均在美国本土24小时为客户服务
  • 安全:安全可靠的账户保障,无需为未授权的消费承担任何责任
  • 首次消费之后可以获得$20开卡奖励
Bonus Spending Rewards Annual Fee
$20 cashback bonus up to 5% cashback $0
Discover it® chrome for Students
2% Cash Back on Restautants and Gas
Discover推出了全新Discover it® chrome信用卡:
  • 无年费、无超额费、第一次晚于due day还款不罚款、无境外消费手续费。
  • 每个季度在餐厅、加油站消费总数的前1000美元可得2%返现——不需要注册。其他消费1%返现。
  • 开户前6个月消费免息,之后APR会根据信用历史变化,范围在10.99%至22.99%之间。
  • 即使晚于规定时间还款,APR也不会增长。
  • 免费手机app助您了解自己的财务情况,免费短信提醒还款。
  • 每月随账单给出免费FICO信用分,让您随时掌握自己的信用情况。
  • 美国客服24/为您服务
Bonus Spending Rewards Annual Fee
N/A 2% Cash Back on Restautants and Gas $0
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
适合刚拿到SSN的在校学生!!开卡送2,500 Thank You Points!
Advertiser Disclosure
我们的伙伴Citi的全新学生卡上线!专为刚拿到SSN,需要积累信用的你设计~早日开始积累自己的信用!开卡送2,500 Thank You Points!
  • 前三个月内消费满$500,即获2,500 Thank You Points!
  • 餐饮、娱乐*消费每$1积2分
  • 其余消费每$1积1分
  • 分数永不过期,积分无上限!
  • Thank You points可换现金、Gift Card,以及机票等等多种用途!
  • 芯片卡,全球通用!
  • 无年费!
*注:娱乐消费包括:包括体育比赛、影院、剧院、公园、唱片店、旅游景点门票、影碟租借等等
Bonus Spending Rewards Annual Fee
2,500 ThankYou® Points Up to 2 points per $1 $0

Canadian Credit Cards (加拿大信用卡)

Platinum Plus® MasterCard®
0% Intro APR
MBNA Canada has the Platinum Plus® MasterCard® that offers great introductory APR.
  • 0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass
Bonus Spending Rewards Annual Fee
N/A N/A $0
Best Western MasterCard®
20,000 Bonus Points
这张MBNA Canada发行的Best Western MasterCard®很适合爱出行的你,无论是公务出差还是家庭旅行,它都给你带来不少福利:
  • 20,000开卡奖励积分
  • 所有消费1.5倍积分
  • 每次$50以上的取现可以获得50奖励积分
  • 通过消费获得高级会员资格
Bonus Spending Rewards Annual Fee
20,000 bonus points 1.5 points for every $1 $0
Smart Cash MasterCard® Credit Card
Up To 5% Cashback
MBNA的这张信用卡非常适合加拿大的用户日常消费使用,最高5%返现!
  • 前六个月Grocery日常消费和Gas加油消费5%返现
  • 之后Grocery日常消费和Gas加油消费2%返现
  • 其余所有消费1%返现
  • 优惠期10个月优惠利率1.99%
  • 网上账户管理方便
  • 无年费
Bonus Spending Rewards Annual Fee
N/A up to 5% cashback $0
Studentawards MBNA Rewards Credit Card
1,000 Bonus Points
MBNA Canada推出这张学生奖励信用卡,非常适合学生申请!
  • 所有消费$1积1分
  • 首次消费之后可以获得1,000积分
  • 之后每年可以获得1,000奖励积分
  • 丰富的奖励兑换选择
  • 无年费
  • 无奖励积分上限
Bonus Spending Rewards Annual Fee
1,000 Bonus Points 1 point per $1 spent $0
MBNA rewards World Elite Credit Card
10,000开卡奖励积分
MBNA Canada推出的这张MBNA Rewards World Elite Credit Card开卡有10,000奖励,所有消费都有2倍奖励积分,第一年免年费,之后$89
  • 所有消费2倍积分
  • 首次消费之后10,000开卡奖励积分
  • 年费$89(第一年免年费)
  • 无奖励积分上限
  • 出色的奖励兑换价值
  • 优质的客户服务体验
Bonus Spending Rewards Annual Fee
10,000开卡奖励积分 2 points for every $1 年费$89(第一年免年费)

Free Credit Score (免费查询信用分数)

在美国申请信用卡、房贷、车贷等能否成功,关键在于你的Credit Score(信用分数)!现在CreditReport.com提供7天免费试用服务:只需$1就能在7天内免费查询三大信用机构(Experian®, Equifax®, TransUnion®)的信用分数和信用报告!7天后如果你继续使用该服务,需要支付$19.95月费。7天内你可以随时取消这个服务,总成本只需$1。点击这里免费查询信用分数>>

CreditReport.com是美国三大信用机构之一Experian的子公司。使用他们的服务,可以让你随时查询三大信用机构的信用分数和信用报告,帮你监测到信用报告中的错误或者盗用信息。 注:利用这个服务查询自己的信用分数不会影响你的信用分数。点击这里免费查询信用分数>>
另外,也可以选择到MyScore网站查询:MyScore是美国提供信用分数和监测服务的著名网站之一(点击这里免费查询信用分数>>

Free Interest Rate Comparison (免费网上比较贷款买房利率)


最近买房贷款(Mortgage)利率有所上升,由于美国各家银行或者金融机构的贷款利率是开放的,因此比较各家的贷款利率尤为重要,找到利率低的贷款银行,会给你节省数万美元。点击这里比较购房目标城市的贷款利率>>


 

Scottrade史考特证券:开户炒美股比你想象中简单的多!


美股今年走势良好,你从中赚到了吗?还是说你一直想要开一个账户炒美股但是苦于无从下手?Scottrade史考特证券是美国最大的证券交易公司之一,系统完善的同时,最大的特点在于Scottrade提供专业的中文服务,还可以开国际账户,服务非常周到贴心!所有股票交易每笔仅收取手续费$7,无交易额上限,无其他隐藏费用,良心证券公司!点击这里开Scottrade账户>>



 
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